Canadian Income Tax Calculator 2026: Federal + All Provinces
Your 2026 federal and provincial tax, plus what lands on each paycheque.
Flagship: start here13 provincespaycheque mode
Tools · Calculators
Calculators that do real Canadian math
Ten calculators covering income tax, TFSA vs RRSP, RRSP and TFSA room, CPP timing, house affordability, down payments, rent vs buy, compound growth and savings goals. Each one shows its math, its sources, and its limits.
10 published
TFSA vs RRSP Calculator Canada 2026: Which Is Better for You?
Six questions, one clear answer on which account to fund first.
6 questionsverdict
TFSA Over-Contribution Risk Checker: Find Your Safe Limit
Check your 2026 TFSA room, and what comes back Jan 1, before you deposit.
$109,000 max lookup
RRSP Contribution Room Calculator 2026
Rebuild your RRSP room from scratch or from your latest NOA.
dual mode$2,000 buffer
How Much House Can I Afford in Canada? 2026 Calculator
See the price you can actually qualify for under Canadian lending rules.
GDS 39%TDS 44%
Down Payment Planner Canada 2026: Timeline + FHSA/HBP Stack
Map your down payment month by month, with the FHSA and HBP stacked.
FHSA + HBP stack
Rent vs Buy Calculator Canada 2026: Who Wins the Money Race?
Compare renting and buying on net wealth, and find the breakeven year.
breakeven yearnet wealth
Compound Growth Calculator Canada: Wealth Over Time
See what regular saving can grow into, and what waiting 10 years costs.
wealth over timestart early
Savings Goal Planner Canada: Find the Return You Need
Name a goal and a date, then see the return and the monthly saving it takes.
set the goalfind the path
CPP Timing Calculator 2026: Start at 60, 65, or 70?
Compare starting CPP at 60, 65, or 70, with the exact breakeven ages.
60 vs 65 vs 70breakeven ages
Prefer the reasoning first? The TFSA vs RRSP comparison works the 2026 math by hand.
Read TFSA vs RRSP